Terms and Conditions

1. Agreement to Terms

By accessing and using this website and our financial planning subscription service, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our service. These terms apply to all visitors, users, and others who access or use our service.

2. Service Description

arqentloqar provides a subscription-based financial planning service. Our service includes financial planning tools, resources, and guidance designed to help you manage your financial goals. The specific features and benefits of our service are subject to change without notice.

3. User Eligibility

To use our services, you must:

• • Be at least 18 years of age
• • Have the legal capacity to enter into binding contracts
• • Provide accurate and complete registration information
• • Maintain the security of your account credentials

4. User Responsibilities

As a user of our service, you agree to:

• • Use the service only for lawful purposes
• • Not share your account with others
• • Keep your login information confidential
• • Notify us immediately of any unauthorized use
• • Not attempt to gain unauthorized access to any part of the service
• • Not interfere with or disrupt the service

5. Subscription and Payment

Our financial planning service is offered on a subscription basis. By subscribing, you agree to pay the applicable fees as described on our pricing page. Subscription fees are billed in advance and are non-refundable except as required by law. We reserve the right to change our pricing with reasonable notice to you.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of arqentloqar or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

7. Privacy and Data Protection

Your use of our service is also governed by our Privacy Policy. By using our service, you consent to the collection and use of your information as described in our Privacy Policy. We are committed to protecting your personal data in accordance with applicable data protection laws.

8. Disclaimers and Limitations

Our service is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our service will be uninterrupted, error-free, or completely secure. O desempenho passado não garante resultados futuros. Os resultados individuais podem variar. To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

9. Indemnification

You agree to indemnify and hold harmless arqentloqar, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of the service or violation of these terms.

10. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the service will cease immediately. You may also terminate your account at any time by contacting us.

11. Dispute Resolution — Arbitration / EU ODR

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which arqentloqar is established, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within that jurisdiction.

13. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the service after any changes indicates your acceptance of the new terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

15. Contact Information

For questions about these Terms and Conditions, please contact us: