Privacy Policy

1. Introduction

Welcome to arqentloqar. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our financial planning subscription service.

2. Information We Collect

We may collect the following types of information:

• • Personal Information: Name, email address, phone number, and postal address
• • Financial Information: Income details, investment goals, and financial planning preferences
• • Technical Information: IP address, browser type, and device information
• • Usage Information: How you interact with our website and services

3. How We Use Your Information

We use your information to:

• • Provide our financial planning subscription service
• • Communicate with you about your subscription and services
• • Improve our services and user experience
• • Comply with legal obligations
• • Send you relevant updates and marketing communications (with your consent)

4. Legal Basis for Processing

We process your personal data under the following legal bases: Processamos os seus dados com base no consentimento e interesse legítimo para prestação de serviços.. We will only process your data when we have a valid legal reason to do so.

5. Data Sharing

We do not sell your personal information. We may share your data with:

• • Service providers who help us operate our business
• • Professional advisors (lawyers, accountants) when necessary
• • Regulatory authorities when required by law

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

7. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected and to comply with legal requirements. When data is no longer needed, we securely delete or anonymize it.

8. Your Rights

You have the following rights regarding your personal data:

• • Access: Request a copy of your personal data
• • Correction: Request corrections to inaccurate data
• • Deletion: Request deletion of your data (subject to legal obligations)
• • Portability: Receive your data in a portable format
• • Objection: Object to certain processing activities
• • Withdraw Consent: Withdraw consent at any time

9. Cookies

We use cookies and similar technologies to improve your experience on our website. For detailed information, please see our Cookie Policy.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from children.

11. International Transfers

Your data may be transferred to and processed in countries outside your jurisdiction. We ensure appropriate safeguards are in place to protect your data in accordance with applicable laws.

12. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "Last Updated" date.

13. Contact Us

If you have any questions about this privacy policy or how we handle your data, please contact us: